Terms of Service

Last updated: March 16, 2026

These Terms of Service govern your use of BudgetMalaysia Analytics and its services. By accessing and using our website, you agree to comply with these terms in their entirety. We reserve the right to modify these terms at any time, and continued use of our platform constitutes acceptance of any changes. If you do not agree with these terms, you must cease using our services immediately.

Acceptance of Terms

By accessing our website and using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. We provide fiscal policy analysis, federal budget information, and economic data related to Malaysia’s public finance management. Your use of our platform indicates your acceptance of all conditions outlined herein. We maintain the right to refuse service to anyone who violates these terms or applicable laws. These terms apply to all users regardless of how they access our platform, whether through desktop browsers, mobile applications, or other means.

User Obligations

Users agree to use our platform solely for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. Users further agree not to:

• Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the platform
• Reproduce, duplicate, copy, or sell any content without explicit authorization
• Access or attempt to access restricted areas without proper authorization
• Transmit obscene, offensive, or illegal content through our platform
• Disrupt the normal flow of dialogue within our community spaces
• Use automated tools or scripts to extract data or engage in unauthorized access

You are responsible for maintaining the confidentiality of any account credentials and for all activities conducted under your account. We reserve the right to terminate access for violations of these obligations.

Intellectual Property Rights

All content on our platform, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of our organization or its content suppliers and is protected by international copyright laws. We grant users a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes only. You may not modify, publish, transmit, transfer, sell, or distribute any content without our express written consent. Unauthorized reproduction or distribution of copyrighted material may result in serious civil and criminal consequences. All rights not expressly granted herein are reserved to us.

Limitation of Liability

Our platform and all content are provided on an “as-is” basis without warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free from harmful components. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our platform, even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability, so these restrictions may not apply to you. Your exclusive remedy for dissatisfaction with our services is to cease using them.

Termination of Service

We reserve the right to terminate or suspend your access to our platform at any time and for any reason, including if you violate these Terms of Service or applicable laws. Upon termination, all licenses and rights granted to you immediately cease. We may also terminate accounts that remain inactive for extended periods. Termination may be made without prior notice at our sole discretion. Your obligations under these terms survive any termination of service. Any provisions that by their nature are intended to survive termination, including intellectual property rights and limitation of liability, shall continue in effect after termination of these terms.

Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located within Malaysia for any disputes arising from these terms or your use of our platform. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.